Letter Before Action & Late Payment Demand Letters
Have you been promised a payment and not received it? Claim late payment fees and interest for your overdue debts.
Letter Before Action £19.50 + VAT
A Letter Before Action or LBA is the first step to commencing proceedings against a debtor.
We will write to your debtor warning of court action if payment is not received within 7 days. In most cases, this is enough to prompt the debtor into paying what they owe you, but if the debt is still outstanding, you instruct us to proceed with court action.
Late Payment Demand £19.50 + VAT
A Late Payment Demand is an alternative to the letter before action. The Late Payment Demand Letter allows you to claim interest, compensation, and your reasonable Debt Collection costs under the Late Payment of Commercial Debt (Interest) Act 1998.
You are also entitled under the same regulations to charge compensation against your debtor. The compensation you are allowed to charge depends on the unpaid debt amount.
If the debtor pays, there is no commission applied, we will close the case file.
If the debtor fails to pay on time, then we can transfer your case file to our Debt Recovery team for further action.
Pre-action protocol Letter (Undisputed Debt) £35.00 + VAT
If your debtor is a sole trader or individual, you must adhere to the Pre Action-Protocol for Debt claims, in accordance with the Civil Procedure Rules (CPR), the Court expects the parties to follow the appropriate pre-action conduct and protocols (the “Protocol”) prior to commencing litigation.
The debtor is obligated by the pre-action protocols to respond to the letter of claim within a reasonable window. If they choose to ignore it, we will then be able to apply for a court order.
The protocols stipulate which steps should be taken before a court claim is issued and the court will likely consider the creditor’s compliance with the rules when considering the claim.