Commercial Debt Collection

Effective Debt Collection Solution

Our approach to debt recovery is simple: if you are owed money, you deserve it back. No nonsense and no excuses. We deliver a discreet and professional service. Our highly skilled agents have over 10 years of combined experience in debt recovery. So we know how debtors think and act. And we know the practice that yields results.

Why Choose Corporate Debt Recovery?

Our debt recovery approach is straightforward: if a client is owed money, we ensure its return. We offer a discreet and professional service, employing highly skilled agents with over 15 years of experience in commercial debt recovery. This expertise allows us to understand debtors’ thought processes and actions, enabling us to employ effective practices that yield results.

We cater to a diverse range of business sectors, including construction, manufacturing, healthcare, finance, automotive, and recruitment. Our clientele includes small and medium-sized enterprises (SMEs) as well as large corporate companies.

Our services cover the entire United Kingdom, with a presence in all major cities.

Our commercial debt collection service operates on a “No Collection, No Commission” basis, and we boast a remarkable 90% success rate.

Here’s what you can expect when you choose our debt collection services:

  • We will promptly acknowledge receipt of your inquiry.
  • One of our experienced debt collection agents will contact you by phone to discuss your case.
  • We will work with you to agree on the best debt recovery solution for your situation.
  • A dedicated collection agent will be assigned to your case to ensure personalized attention.
  • You can conveniently submit your files to us via email.
  • We will commence debt collection action immediately upon receiving your files.
  • Once payment is received, we will promptly remit your funds to you via BACS.


The invoice should be ‘overdue’ and that is subject to your payment terms. Typically, this is 30 days from invoice date but could be upon presentation, 7 days, 14 days, 30 days… An invoice becomes overdue the day after it should have been paid. If you do not have payment terms on your invoice/s then the default position is 30 days from the date of the invoice.

Yes, legally a debt can be enforced up to 6 years from the date of invoice.

Yes, but it depends on the dispute and if it is valid or not. Sometimes a dispute can just be a delay tactic and it all depends on what can be evidenced. Equally, there may be a partially valid dispute and therefore we may be able to negotiate a mutually acceptable settlement without the need of legal action however that requires both parties to be willing to come to a settlement with the other side. We will guide you through this process.

This is dependent upon your debtor and whether or not they engage with us. Typically, by the end of a 3-4 week period, we will know what efforts will need to be done to try to recover your debt. It may be that further action is required i.e. legal or insolvency at this point will discuss with you the next course of action.

If a debtor fails to pay, we can assist in enforcing a county court judgment (CCJ) against them. This legal action can significantly affect the debtor’s credit rating and enforce the debt collection through legal means.

Should initial efforts to collect the debt fail, we may issue legal proceedings to recover the debt. This involves transferring the case to solicitors who specialize in debt recovery, detailing the process, and explaining the costs involved in issuing legal proceedings.

Late payment legislation grants creditors the legal right to be paid within the agreed payment terms. It also allows for the recovery of debt collection costs and charges from the debtor, enhancing the creditor’s position in debt recovery efforts.

Enquire Today