County Court Judgment (CCJ)

County Court Judgment (CCJ)

If after initial efforts to obtain payment or a satisfactory response prove unsuccessful, we will proceed to the next stage by initiating legal proceedings through the County Court.

This action provides the debtor company with a 14-day window to settle the outstanding amount, including any applicable costs and interest accrued from the date the claim is filed with the court.

In the event that the debtor company fails to respond to the legal claim or defaults on an agreed payment plan, a County Court Judgment (CCJ) can be promptly obtained upon the expiration of the claim period. Once a CCJ has been secured, we are empowered to take immediate enforcement actions to recover the debt.


Unfortunately, a successful court proceeding does not guarantee payment. In the event of a favourable judgment, the debtor may still refuse to pay or adhere to a payment plan. Consequently, additional measures must be taken to enforce the judgment or agreed-upon payment amount.

If a County Court Judgment (CCJ) is issued, and the debtor fails to adhere to the stipulated terms, the creditor has the right to seek legal recourse through the court to enforce the debt. Several enforcement mechanisms may be employed, including bailiff action and the imposition of a Charging Order.

After the delivery of the enforcement notification, the bailiffs are required to observe a mandatory waiting period of seven (7) full days before undertaking a visit to your premises. It is important to note that the day of receipt of the notice, the day of the scheduled visit, as well as Sundays and officially recognized bank holidays are excluded from this calculation.

Presently, there is no minimum debt amount required for a CCJ to be issued.

A County Court Judgement (CCJ) against your limited company can have significant and long-term consequences. Failure to settle the CCJ within the specified timeframe may result in a negative impact on your company’s credit rating for a period of up to six years.

In the event that the outstanding debt is settled in its entirety within a one-month timeframe and the court is duly notified, the County Court Judgment (CCJ) will be expunged from your business credit file. In certain instances, where the debt is settled with exceptional promptness.