County Court Judgment (CCJ)
Already have a CCJ or need to obtain a County Court Judgment we can help
A County Court Judgement (CCJ) is a legal ruling issued by a county court against an individual or company who has failed to repay a debt. This judgement is obtained by the creditor when all other attempts at recovering the debt have been unsuccessful.
It is a serious legal consequence that can affect an individual’s credit rating and ability to obtain credit in the future. The county court will consider all evidence presented by both parties before deciding, and if the ruling is in Favor of the creditor, the debtor will be ordered to repay the debt in full or in instalments.
Failure to comply with the judgement can result in further legal action, such as bailiffs seizing assets or an attachment of earnings order.
However, if the debtor can repay the debt in full within one month of the judgement being issued, the CCJ will be removed from their credit record.
It is important for individuals to take CCJs seriously and seek legal advice if they are unable to pay their debts to avoid this consequence.
This action provides the debtor company with a 14-day window to settle the outstanding amount, including any applicable costs and interest accrued from the date the claim is filed with the court.
If the debtor company fails to respond to the legal claim or defaults on an agreed payment plan, a County Court Judgment (CCJ) can be promptly obtained upon the expiration of the claim period. Once a CCJ has been secured, we are empowered to take immediate enforcement actions to recover the debt.
Court Claim Costs – Issuing Proceedings
| Total Claim (Debt Amount) | Claim Cost ex VAT | Recoverable Cost |
| £25.00 – £300.00 | £135.00 | £85.00 |
| £300.01 – £500.00 | £150.00 | £100.00 |
| £500.01 – £1,000.00 | £190.00 | £140.00 |
| £1,000.01 – £1,500.00 | £210.00 | £160.00 |
| £1,500.01 – £3,000.00 | £245.00 | £195.00 |
| £3,000.01 – £5,000.00 | £335.00 | £285.00 |
| £5,000.01 – £10,000.00 | £605.00 | £555.00 |
| £10,000.01 – £25,000.00 | 5% of Total Claim + £300.00 | Claim Cost + £100.00 |
| £25,000.01 – £50,000.00 | 5% of Total Claim + £400.00 | Claim Cost + £100.00 |
| £50,000.01 – £75,000.00 | 5% of Total Claim + £500.00 | Claim Cost + £100.00 |
| £75,000.01 – £99,999.99 | 5% of Total Claim + £600.00 | Claim Cost + £100.00 |
Where the debtor resides within England or Wales and there are a maximum of two Defendants and the total debt value is no more than £99,999.99 (including any interest and compensation) we can submit claims online to the Civil National Business Centre (CNBC). This is the quickest way to issue claims and obtain a CCJ.
Claims to the CNBC are typically issued one business day following submission and served on the Defendant by the Court. The date of service is calculated as the fifth day after the claim was issued. If the Defendant does not respond or pay the claimed amount in full within 14 days of service (if the 14th day is a non-business day, the Defendant is afforded an additional day) then you can request a default CCJ. A default CCJ means that the Court make an order that the Defendant must pay you in default of any response by them, to the claim.
The Defendant can file an Acknowledge of Service within the 14 days, which gives them an additional 14 days to respond to the claim.
The recoverable amounts listed below are automatically added on the claimed balance. These fees are for claims consisting of basic particulars of claim and with no review or specific advice being provided.